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PCA Basics

If you choose the PCA Plan Option, USAA will make an annual contribution to your PCA that you can use to pay eligible medical expenses, including deductibles, co-pays and coinsurance amounts; and beginning 1/1/2020 your PCA dollars can be used for eligible dental and vision benefits. Unused funds may be rolled over for use in the next plan year, but will be forfeited if you stop participating in the USAA Medical Plan Option.

Need help deciding if the PCA Plan Option is right for you? Let ALEX® be your guide. ALEX is your personal benefits advisor. The ALEX tool works by asking you questions and, based on your answers, helps you find a plan that best meets your family’s needs. Get started with ALEX.



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